I Forgot About This 1 Expense, and It Threw Off My Whole 2020 Budget
Here's how I dropped the ball in a very sorry way.
There's a reason you should make the effort to follow a budget. As a homeowner and parent, I have many, many bills to keep track of, and a budget helps me stay organized and know where my money is supposed to go each month. I also have a number of savings goals -- to sock away funds for retirement, save enough for big vacations, and more. Having a budget makes my money easier to manage, and as someone whose income is variable, that's important.
But last year, I made …
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